Life, Group Health, & Disability Insurance from an Agency in San Rafael, California

Ensure you can always provide for your family with disability insurance from Debra Downs Insurance in San Rafael, California. Our insurance agency also provides comprehensive group health insurance. Put our 23 years of knowledge and insurance expertise to find the right policy for you today.

Comprehensive Life Insurance
Are you unhappy with your current policy? As an independent agent, we review your existing life insurance contract and shop around to find you the best and most cost-effective policy for your specific needs. Here are the most common types of insurance solutions we provide:

Permanent or Whole Life • Universal Life • Variable Life • Term Life  • Group Life
Rest assured that, as an independent agent, you get unbiased advice to make the right choice!

Group Health Insurance
At Debra Downs Insurance, we provide coverage for small to mid-sized groups of people and many of our clients are businesses offering health insurance as an employee benefit. Our agents typically do a mid-year product review so you can decide to go with another insurance provider or renew your current policy. Our group health insurance plans include the following types of benefits:

Medical • Dental • Vision • Short & Long-Term Care

Our Disability Insurance Policies
If a major accident at work renders you incapacitated, do you have a back-up income earning plan? At Debra Downs Insurance, we offer income-replacement policies that include paid sick leave and disability benefits that cover you financially. Our affordable policies are ideal for self-employed individuals or those who work in a relatively risky environment.

Obtain peace of mind with the right life and health insurance policy. Contact our office in San Rafael, California, to arrange an initial consultation.